Loan Schemes

NSTFDC Loan Scheme

90% financing through the National Scheduled Tribes Finance and Development Corporation.

Loan — you can apply yourself

National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi — Term Loan Scheme

Eight women with goats outside a rural house, two field officers with papers, beneath a banner for the NSTFDC term-loan scheme run through Shabari — The banner in this photograph names this scheme.

The essentials

Who it is for: Scheduled Tribe applicants aged 18 to 45, with annual family income up to ₹3,00,000 in both rural and urban areas.
Delivered with: The National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi — through Shabari Corporation branch offices.
Where it runs: The Shabari Corporation branch office in your district checks the application and documents.

Some loan-ceiling or income-limit figures are not published here.

These figures change by Government Resolution, and which one is currently in force could not be established from the site’s own sources. A wrong figure is worse than none — it sends you to a branch office expecting money that may not be there.

Find your district branch office

Where the money comes from

NSTFDC loan share: 90%
Shabari Corporation margin loan share: 10% or 5%
Beneficiary's personal contribution: 10% or 5%

Quick check — are you eligible?

CommunityA caste certificate from the Tehsil or Sub-Divisional (Prant) office is required.: Scheduled Tribe
AgeFor all schemes. Proof — school-leaving certificate.: 18 to 45 years
Annual family incomeThe same limit applies in rural and urban areas. Proof — income certificate from the Tehsil office.: Up to ₹3,00,000
Your own contributionLoans above ₹5.00 lakh additionally require one competent guarantor.: 5%

Source — the corporation’s own "Eligibility conditions and list of documents for loan schemes".

Run the eligibility check for every scheme

The full eligibility and document list

The applicant must belong to a Scheduled Tribe community.
The applicant's annual family income limit, for both rural and urban areas, is ₹3,00,000.
The applicant's age must be between 18 and 45 years for all schemes.
No personal contribution (margin money) is expected under the Women's Empowerment scheme. For the caste-certificate requirement, the certificate of the woman's husband or of her children is also acceptable.
Simple interest is charged on the Women's Empowerment loan at a low rate of 4% per annum.
Caste certificate from the Tehsil or Sub-Divisional (Prant) office (Scheduled Tribe only)
School-leaving certificate (as proof of age 18 to 45)
Income certificate from the Tehsil office (must be within ₹3,00,000 for both rural and urban areas)
A self-declaration for Gram Panchayat areas, or a licence under the Shops Act for Municipal Council areas
A brief business project report, prepared with the branch manager personally guiding the applicant
Price quotations for all equipment/material the business needs
Photocopy of ration card
Aadhaar card
Photocopy of PAN card, if held
Three passport-size photographs
For a vehicle-based business, documents required under prevailing law from the Regional Transport Office (RTO)
A 5% contribution payable as your own share
For loans above ₹5.00 lakh, one competent guarantor must be provided

Documents required for savings groups / cooperative societies

Registration certificate of the savings group / cooperative society
List of all members with their ration cards and caste certificates
At least six months' bank statement of the group / society
A self-declaration (Gram Panchayat areas) or Shops Act licence (Municipal areas)
Price quotations for material required for the business

Gaps and inconsistencies in the source

Source error: the funding split does not sum to 100%. The NSTFDC share is fixed at 90%, but both the corporation share and the beneficiary share are given as "10% or 5%" — 90+10+10 = 110%. Only the 90/5/5 reading closes to 100%, and the source gives no rule for which value applies when.

Source gap: this scheme states no loan ceiling, interest rate or repayment term anywhere on the visible page. Figures exist only inside a hidden (display:none) block that is additionally wrapped in an HTML comment, so they never render on the live site. Whether those figures are current or were deliberately withdrawn cannot be determined — not published here without confirmation from the corporation.

What happens after you apply

1. Register
Register on the loan portal using your mobile number.
2. Apply and upload documents
Complete the application and upload the required documents.
3. Branch verification
The branch office in your district checks the application and documents.
4. Approval
The loan committee and head office approve the application.
5. Disbursement
The approved amount is credited directly to your bank account.

Where to apply

Applications are made on the online loan portal. Documents are verified at the branch office in your district, so it helps to speak to them before you apply.

Go to the loan portal Branch office contacts

Information source: NSTFDC.php, images/loan_doc_list.pdf — from the corporation’s previous website.

Loan — you can apply yourself

National Scheduled Tribes Finance and Development Corporation, New Delhi — Women's Empowerment Scheme

The essentials

Who it is for: Women from Scheduled Tribes. For the caste certificate, the certificate of the woman's husband or of her children is also accepted.
Delivered with: The National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi.

Interest and repayment

Interest rate: Simple interest is charged at a low rate of 4% per annum.

Some loan-ceiling or income-limit figures are not published here.

Find your district branch office

Where the money comes from

NSTFDC loan share: 90%
Shabari Corporation margin loan share: 10%
Beneficiary's personal contribution: Nil

Quick check — are you eligible?

CommunityA caste certificate from the Tehsil or Sub-Divisional (Prant) office is required.: Scheduled Tribe
AgeFor all schemes. Proof — school-leaving certificate.: 18 to 45 years
Annual family incomeThe same limit applies in rural and urban areas. Proof — income certificate from the Tehsil office.: Up to ₹3,00,000
Your own contributionLoans above ₹5.00 lakh additionally require one competent guarantor.: 5%

Source — the corporation’s own "Eligibility conditions and list of documents for loan schemes".

Run the eligibility check for every scheme

The full eligibility and document list

No personal contribution (margin money) is expected. The caste certificate of the woman's husband or of her children is also acceptable.
The applicant must belong to a Scheduled Tribe community.
The applicant's annual family income limit, for both rural and urban areas, is ₹3,00,000.
The applicant's age must be between 18 and 45 years for all schemes.

Gaps and inconsistencies in the source

No loan ceiling is stated anywhere on the visible page. A hidden section gives ₹1,00,000, which differs from the State-sponsored scheme of the same name, whose ceiling is ₹2 lakh. Whether either figure (or both) is currently in force is not established.

What happens after you apply

1. Register
Register on the loan portal using your mobile number.
2. Apply and upload documents
Complete the application and upload the required documents.
3. Branch verification
The branch office in your district checks the application and documents.
4. Approval
The loan committee and head office approve the application.
5. Disbursement
The approved amount is credited directly to your bank account.

Where to apply

Applications are made on the online loan portal. Documents are verified at the branch office in your district, so it helps to speak to them before you apply.

Go to the loan portal Branch office contacts

Information source: NSTFDC.php, images/loan_doc_list.pdf — from the corporation’s previous website.

Loan — you can apply yourself

Self-Help Savings Group Scheme

Shabari Adivasi Finance and Development Corporation runs a savings-group scheme for self-employment, to raise the standard of living of women from Scheduled Tribes.

The essentials

Who it is for: Registered savings groups and cooperative societies of women from Scheduled Tribes, for self-employment.
Delivered with: The National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi.

Some loan-ceiling or income-limit figures are not published here.

Find your district branch office

Where the money comes from

NSTFDC loan share: 90%
Shabari Corporation margin loan share: 10%
Beneficiary's personal contribution: Nil

Quick check — are you eligible?

CommunityA caste certificate from the Tehsil or Sub-Divisional (Prant) office is required.: Scheduled Tribe
AgeFor all schemes. Proof — school-leaving certificate.: 18 to 45 years
Annual family incomeThe same limit applies in rural and urban areas. Proof — income certificate from the Tehsil office.: Up to ₹3,00,000
Your own contributionLoans above ₹5.00 lakh additionally require one competent guarantor.: 5%

Source — the corporation’s own "Eligibility conditions and list of documents for loan schemes".

Run the eligibility check for every scheme

The full eligibility and document list

Registration certificate of the savings group / cooperative society
List of all members with their ration cards and caste certificates
At least six months' bank statement of the group / society
A self-declaration (Gram Panchayat areas) or Shops Act licence (Municipal areas)
Price quotations for material required for the business

Gaps and inconsistencies in the source

No loan ceiling, interest rate or repayment term is stated anywhere for this scheme.

What happens after you apply

1. Register
Register on the loan portal using your mobile number.
2. Apply and upload documents
Complete the application and upload the required documents.
3. Branch verification
The branch office in your district checks the application and documents.
4. Approval
The loan committee and head office approve the application.
5. Disbursement
The approved amount is credited directly to your bank account.

Where to apply

Applications are made on the online loan portal. Documents are verified at the branch office in your district, so it helps to speak to them before you apply.

Go to the loan portal Branch office contacts

Information source: NSTFDC.php — from the corporation’s previous website.

Published by Shabari Adivasi Vitta va Vikas Mahamandal Limited.

Contact usLast updated: 29 July 2026

Loan — you can apply yourself

National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi — Term Loan Scheme

The essentials

Who it is for: Scheduled Tribe applicants aged 18 to 45, with annual family income up to ₹3,00,000 in both rural and urban areas.
Delivered with: The National Scheduled Tribes Finance and Development Corporation (NSTFDC), New Delhi — through Shabari Corporation branch offices.
Where it runs: The Shabari Corporation branch office in your district checks the application and documents.

Some loan-ceiling or income-limit figures are not published here.

Find your district branch office

Where the money comes from

NSTFDC loan share: 90%
Shabari Corporation margin loan share: 10% or 5%
Beneficiary's personal contribution: 10% or 5%

Quick check — are you eligible?

CommunityA caste certificate from the Tehsil or Sub-Divisional (Prant) office is required.: Scheduled Tribe
AgeFor all schemes. Proof — school-leaving certificate.: 18 to 45 years
Annual family incomeThe same limit applies in rural and urban areas. Proof — income certificate from the Tehsil office.: Up to ₹3,00,000
Your own contributionLoans above ₹5.00 lakh additionally require one competent guarantor.: 5%

Source — the corporation’s own "Eligibility conditions and list of documents for loan schemes".

Run the eligibility check for every scheme

The full eligibility and document list

The applicant must belong to a Scheduled Tribe community.
The applicant's annual family income limit, for both rural and urban areas, is ₹3,00,000.
The applicant's age must be between 18 and 45 years for all schemes.
No personal contribution (margin money) is expected under the Women's Empowerment scheme. For the caste-certificate requirement, the certificate of the woman's husband or of her children is also acceptable.
Simple interest is charged on the Women's Empowerment loan at a low rate of 4% per annum.
Caste certificate from the Tehsil or Sub-Divisional (Prant) office (Scheduled Tribe only)
School-leaving certificate (as proof of age 18 to 45)
Income certificate from the Tehsil office (must be within ₹3,00,000 for both rural and urban areas)
A self-declaration for Gram Panchayat areas, or a licence under the Shops Act for Municipal Council areas
A brief business project report, prepared with the branch manager personally guiding the applicant
Price quotations for all equipment/material the business needs
Photocopy of ration card
Aadhaar card
Photocopy of PAN card, if held
Three passport-size photographs
For a vehicle-based business, documents required under prevailing law from the Regional Transport Office (RTO)
A 5% contribution payable as your own share
For loans above ₹5.00 lakh, one competent guarantor must be provided

Documents required for savings groups / cooperative societies

Registration certificate of the savings group / cooperative society
List of all members with their ration cards and caste certificates
At least six months' bank statement of the group / society
A self-declaration (Gram Panchayat areas) or Shops Act licence (Municipal areas)
Price quotations for material required for the business

Gaps and inconsistencies in the source

What happens after you apply

1. Register
Register on the loan portal using your mobile number.
2. Apply and upload documents
Complete the application and upload the required documents.
3. Branch verification
The branch office in your district checks the application and documents.
4. Approval
The loan committee and head office approve the application.
5. Disbursement
The approved amount is credited directly to your bank account.

Where to apply

Applications are made on the online loan portal. Documents are verified at the branch office in your district, so it helps to speak to them before you apply.

Go to the loan portal Branch office contacts

Information source: NSTFDC.php, images/loan_doc_list.pdf — from the corporation’s previous website.